Plan how your life is remembered

Saying goodbye is never easy. But with a little forward thinking, comes clarity, comfort and the joy of reflecting on a life well-lived.

What are the benefits of pre-paid?

A Guardian Plan pre-paid funeral won't only give you peace of mind, it can also save you money with our lock-in price that won't change with inflation. The price depends on what you choose for your funeral. Most people spend around $6,000 - $15,000.

Lock in price

We believe everyone deserves to say goodbye with respect and dignity, regardless of their financial situation. That’s why we’re helping Australians secure today’s prices, for tomorrow’s funerals.

Simple payment

While your initial cost will depend on your inclusions, there are no additional fees once you've paid in full. You can pay in full or pay an initial 30% contribution, followed by monthly instalments over 36 months.

Simple paperwork

You can expect a straightforward and quick application process, with no extensive paperwork or health checks required.

Tailor your plan

A prepaid funeral means your loved ones won’t have to worry about making the right decision. It’s a simple way for them to say goodbye in a way that reflects you, your life and your budget.

Pension and entitlements

The Australian Government uses asset tests to determine pension entitlements for a retiree. As prepaid funerals are exempt from these tests, it’s a simple way for seniors to maintain their current age pension benefits.

Security

All payments are held securely by The Over Fifty's Guardian Friendly Society, under APRA regulation.

Contact Lester & Son Funeral Directors to plan ahead.

Guardian Plan is a funeral bond issued by the Over Fifty Guardian Friendly Society Limited (the Society) ABN 81 087 649 063 AFSL 524353. We do not offer financial advice. See a financial planner to help you decide on the best option for you. Visit guardianplan.com.au for more information.